Seniors’ living options depend on individual circumstances. Some are able to live completely independently, while others require extensive care. Assisted living is an option for people who are somewhere in the middle.
What Is an Assisted Living Facility?
Assisted living Ste. Genevieve is for people who need some assistance with some activities of daily living, such as cleaning or cooking, but for the most part are able to live independently. It is different from a skilled nursing facility that provides a higher level of care. Assisted living includes services such as recreational and educational programs, weekly housekeeping, dining services, medication management, transportation, and 24-hour emergency services from an on-site nurse.
How Much Does Assisted Living Cost?
Assisted living facilities can charge between $4,500 and $6,500 per month, adding up to an annual cost of around $51,000. While that seems like a lot, and it can be when one is on a fixed income, it includes all the services provided in addition to the living space. Medicare and private insurers usually do not cover the cost of assisted living. Medicaid, which is the federal program that covers health care expenses for low-income individuals, may cover the costs if you qualify financially. You can also purchase long-term care insurance specifically for covering the costs.
What Are the Benefits of Assisted Living?
Assisted living is good for people who want to live as independently as possible while still receiving help in the areas where they need it. It can provide peace of mind that they can call for help in an emergency situation. The community living aspect can help older adults combat the loneliness and isolation that often affects them.
Assisted living is also good for family members of seniors who may worry about them living alone but be unable to provide the necessary level of care for them.